Overview

The aim of this paper is to present the writer’s opinion on the historical and current events that have led to the development of two worlds: finance and distributed ledger technology (DLT). Whilst spanning several centuries of events, this article is intentionally broken down into accessible language and concepts to empower those who do not have financial or technological backgrounds to understand many of the coming financial changes that will likely affect them, both nationally and internationally. The article similarly discusses complex financial happenings that the financially and technologically savvy are likely unaware of at present. These events and inevitable changes will eventually impact the day-to-day lives of all citizens worldwide and how we interact with the financial systems of the future.

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