So called ‘good’ and ‘bad’ credit can sometimes be something of a joke. Students who are thousands of pounds in debt, for example, actually have quite good credit, while people working two or three jobs to make ends meet may be refused car finance or credit cards. When it comes car finance deals, the lenders establish their own conditions and may refuse you a deal for a number of reasons, including being self-employed, having unpaid mortgage or credit card arrears, or just a bad credit history in general. Another primary reason for refusing car finance is if you have CCJs.
Unfortunately, many people cannot afford to buy a car outright, whether their credit history is good or not, and yet rely on the use of a car in order to be able to get to their job or collect their children. Without a car, their financial (and consequently credit) situation would only worsen. RightDrive offer guaranteed car finance deals on used cars for people on the south coast of the UK as a solution to this vicious circle of a problem. Their deals are available for anyone with an average, poor or bad credit history and that has been refused elsewhere. What’s more, by making the repayments on your car finance agreement with them you can even help to increase your credit rating, which will benefit you in other financial areas, such as if you wanted to get a mortgage or take out a mobile phone contract.
RightDrive have a wide selection of used cars available to choose from in all sizes, so no matter what size your family is you should be able to find a deal to suit you. Their payments can be spread between and 18 and 42 months, although this will depend on the car you have chosen.
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